Pricing

Transparent pricing, on the level

No teaser rates, no mystery line items. Choose the pricing model that fits your business — and see exactly what you pay.

Transparent

Interchange-Plus

Cost + small markup
Our most transparent model
  • Pass-through interchange, clearly itemized
  • One small, fixed markup you can see
  • Detailed monthly statements
  • Ideal for established, higher-volume merchants
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MOST POPULAR
Keep more of every sale

Zero-Cost Processing

0.00%
Effective processing cost with a compliant surcharge program
  • Compliant surcharge or cash-discount setup
  • Offset most or all processing fees
  • Clear customer-facing disclosures included
  • Free compliance review before you launch
See if you qualify
Simple

Flat-Rate

One clear rate
Predictable and easy to forecast
  • A single, simple rate per transaction
  • No monthly minimums on qualifying plans
  • Great for new or lower-volume businesses
  • Upgrade to interchange-plus anytime
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Actual rates depend on your industry, card mix, volume, and sponsoring-bank underwriting. Every Trueline quote is provided in writing with all fees disclosed before you sign.

Our fee promise

What you'll never find on a Trueline statement

No junk fees

No vague "network enhancement" or padding line items designed to confuse.

No surprise hikes

We tell you before rates change — no quiet mid-year increases.

No long lock-ins

Fair, clearly stated terms. We earn your business by keeping it.

No hidden PCI traps

Compliance support is explained openly, never buried in fine print.

Free statement review

Think you're overpaying? Let's find out.

Send us a recent processing statement and we'll show you — line by line — exactly what you're paying and where Trueline could save you money.

Request a free review